• The H.Point accumulation rate is different for each partner brand. Please refer to the brand page for details.
• H.Points are accumulated for the amount excluding the amount of points used.
• For each partner brand, some stores may exclude points accumulation and redemption for products.
• You can earn H.Points by downloading the Instant-credit card from the H.Point App even before registering as a member.
  (Points can be accumulated and card registration is possible only for 30 days from the first accrual date,
  and points are automatically expired after 60 days.)

• When using H.Points at an offline store, you must present the mobile barcode of the H.Point App
  or an affiliate credit card to use it.
• If you use more than 100,000 H.Points, you need to verify your identity.
  (Requires 4 digit date of birth or mobile phone occupancy verification)
• The unit of use of H.Points is different for each partner brand. Please see the brand page for details.

Point validity

• Points accumulated through purchase of products and services, participation in free gift events, H.point accumulation, checkout, etc. and Points accumulated through external partner exchanges will expire at the end of 24 months. The points received as a gift will expire at the end of the third month.
• Points received through the event will expire the day after the expiration of the validity period. Each event has a different validity period, so be sure to check it out in advance.(Plus points, promotion points, etc.)

Point Expiration Criteria

The criteria for expiry are the points with the shortest validity period of the remaining available points, and the expired points are not restored.

What is Instant-credit card?

• You can only use the point accrual function without registering as a member, and you can receive it from the mobile app up to 10 times.
• Points can be accumulated and card registration is possible only for 30 days from the first accrual date,
  and points are automatically expired after 60 days.